Online applications that make buying a home together easier.

Co-Buy Calculator

Estimate the home price you could afford together.

  • Enter your financial contributions and our calculator estimates the home price you can afford
  • See how your investment could grow over time

Co-Ownership 101

Understand the fundamentals of shared homeownerhsip.

  • Learn ways to divide home equity, handle repair costs, sell an ownership share, and more
  • Align with your co-buyers on the basics of your co-ownership arrangement

Agreement Builder

Draft a co-ownership contract entirely online.

  • Save thousands in legal fees by drafting your contract before meeting with a lawyer
  • Answer questions and get a draft based on your input
  • Get recommendations for handling equity splits, property upgrades, mortgage nonpayment, rentals, and more

Co-Buy Calculator

See what home price you can afford together.

Co-Ownership 101

Understand how fractional ownership works.

Features
  • Learn ways to divide home equity, handle repair costs, sell an ownership share, and more
  • Align with your co-buyers on your fundamental co-ownership terms

Agreement Builder

Draft your co-ownership contract online.

Features
  • Save thousands in legal fees by drafting your contract before meeting with a lawyer
  • Answer questions and get a draft based on your input
  • Get recommendations for handling equity splits, property upgrades, mortgage nonpayment, rentals, and more

Get started

As a co-buyer, there are multiple ways you can access our products.

Tell your real estate or mortgage broker

free

Clients of our subscribers use our products for free. Your broker can learn more on our broker page.

Email your agent

Submit the form below and we’ll send your agent details about our subscription plans (only once—we won’t add them to our email list!).

Connect with a Pairadime partner agent

free

Our partner real estate agents specialize in co-buying and have unlimited access to our products.

Purchase a Co-Buyer license

$495

Unlock the Co-Ownership 101 and Agreement Builder and set your co-buy up for success.

Questions about your co-buy?

Schedule a consultation to see how we can help.

Brokers, want to save your clients $495?

Learn more about our broker subscription.

Frequently asked questions

Co-buying? Fractional ownership? What do these words even mean?

Co-buying and fractional ownership are interchangeable terms for shared ownership of a large asset. In many cases, ownership is not shared equally. For example, if you were to buy a home with someone and split ownership 70/30, upon selling the home, you would receive 70% of the home’s equity and your co-buyer would get 30% .

Does everyone need to live in the home?

Nope. You can co-buy a shared primary residence, but you can also co-buy a vacation home, an investment property, or even a primary residence for just one of you. One common example of this last case is when a parent helps their child with the downpayment and receives a share of the home’s equity, but doesn’t live in the home.

What does Pairadime do?

We create easy-to-use tools that make buying a home with friends, family, or a romantic partner simpler. We also use our network of fractional-ownership-savvy real estate agents, mortgage brokers, and attorneys to help aspiring co-buyers find local help that’s experienced and knowledgeable.

Can we just sign the drafted contract we get from the Agreement Builder and call it a day?

You could, but we don’t recommend it. Each state has its own homeownership laws. A local real estate attorney will ensure your contract is in accordance with your state’s laws.

I live in (your city here). Can you connect me with a real estate professional?

If you live anywhere in the US or Canada, yes! We can connect you with a local real estate agent, mortgage broker, or attorney who is experienced in co-ownership.

Is Pairadime a real estate brokerage?

We have a full-service real estate brokerage in western Washington state. If you live elsewhere and are looking for a real estate agent, we’ll match you with one of our partner agents in your area.

Why do you love fractional ownership so much?

When people team up to buy homes together it increases financial and housing security, makes sustainable living easier, and supports stronger communities. Check out our blog post on the benefits of buying a home together to learn more.

If you don’t see your question here, drop us a line and we’ll be happy to answer it!